Achieving Efficient Governance, Risk and Compliance (GRC) for Financial Ser
2009-09-23 09:00:00 Now more than ever, financial institutions are struggling to comply with regulations and manage the risks and penalties of failing to operate within the rules. Establishing, maintaining and proving compliance requires both money and time that executives would rather invest in top-line growth. The myriad of procedures, tasks, and behaviors that bear upon compliance can be overwhelming. Yet financial institutions that can master the management all of these activities—and demonstrate that they have done it—operate more efficiently, compete more effectively, and build their brands and good names in the marketplace. Fortunately, newly available software platforms that have become known as Governance, Risk, and Compliance (GRC) technologies can help. This white paper discusses the drivers behind the growing awareness of GRC information technology and introduces the elements of an effective automated GRC system.Request Free!
Controlling indoor radiation to improve lung cancer risk
2009-09-21 04:46:00 About 1100 people each year die in the UK from lung cancer correlation to indoor radon, but current government protection policies focus mainly on the small number of homes with high radon levels and neglect the 95% of radon related deaths caused by lower levels of radon, as per a research studypublished on bmj.com today........
Study Shows Increased Risk of Cancer for Hanford Workers
2009-09-08 15:11:00 The results of a recent study have shown that former construction workers at the Hanford nuclear site are at increased risk of contracting certain types of cancers, including the asbestos cancer known as mesothelioma, which is linked to higher level and long term asbestos exposure. The study, which was published in this month’s copy of the ...
Insider risk: quantifying and overcoming the unknown
2009-08-25 02:00:00 A recent IDC survey, conducted for RSA, provides interesting insight into organizations' views and experiences of insider risk. The facts relating to financial impact and number of security incidents don’t always tally with the issues keeping IT managers awake at night. Do these findings support our fear of the unknown, I wonder? Is the answer to confront the issues with better intelligence?
Roubini: risk of a W-shaped recession
2009-08-24 17:12:00 The Financial Times has a piece by Nouriel Roubini and he is predicting more trouble for the U.S. economy. There are also now two reasons why there is a rising risk of a double-dip W-shaped recession. For a start, there are risks associated with exit strategies from the massive monetary and fiscal easing: policymakers are damned ...
By: National Bubble
Stop School Bullies: Parents are the Number One Risk Factor
2009-08-23 23:27:00 Current statistics show that bullying is prevalent ? over 50% of kids report being bullied or observing bullying. Bullying by girls is just as prevalent as by boys (although they often use different tactics) and bullying in ?good? neighborhoods is just as prevalent as in ?bad? ones. Most parents want to understand why bullies bully, ?Is ...
Lawyer States Asbestos Still Poses Huge Risk
2009-08-21 00:24:00 A New York lawyer has spoken out following the release of a new federal report into the knowledge of asbestos from the National Institute for Occupational Safety and Health. The report stated that around 1.3 million workers still face significant exposure to this deadly carcinogenic, including both construction and general workers. Joseph W. Belluck, a New ...
Lack Of Sleep Can Contribute To Diabetes Risk
2009-08-11 00:29:00 Have you ever noticed that your appetite, particularly for sweets and comfort foods, increases when you haven't had enough sleep. Well, new research suggests that lack of sleep may be another risk factor for diabetes, in addition to unhealthy eating habits and sedentary life styles.
PTSD raises heart disease risk in Iraq war vets
2009-08-05 18:10:00 Veterans who come home from Iraq and Afghanistan with posttraumatic stress disorder (PTSD) and other mental health diagnoses are hit with a double whammy: They also have greater risk factors for heart disease, according to a report in the Journal of the American Medical Association. PTSD related to military service has been linked to heart disease in the past, but, to the authors? knowledge, the present study is the first to examine the association for veterans of the current Iraq and Afghanistan conflicts. Given the time frame of the recent wars, the authors of the study did not look at heart attacks or other events, but examined risk factors for heart disease instead. PTSD and other mental disorders, such anxiety disorder, more than doubled the risk of tobacco use, for example, which is a well-known risk factor.
New Income (PRCIX): Low risk returns
2009-08-05 06:00:00 "I’ve got a great conservative fixed-income fund to add to our portfolio: T. Rowe Price New Income Fund (PRCIX)," says Eric Roseman. Here's the latest from Accelerated Income."T. Rowe Price New Income Fund is managed by Daniel Shackelford since inception in 1999. This manager actually made money in 2008’s bond massacre, and he continues to earn nickels and dimes this year investing in high quality debt."The fund is a low risk vehicle investing mostly in investment-grade high quality debt. The fund currently holds a big chunk in Fannie Mae, German and Mexican government bonds."Only 5.4% of PRCIX is invested in below investment-grade paper – not a big risk factor. Year-to-date the Fund is up 7.1%."The fund has low volatility and low interest rate sensitivity as measured by its duration; PRCIX’s duration is 4.2 years. I don’t see U.S. interest rates rising any time soon; even if they do climb next year this fund’s du...
Manage Your Risk or It Will Manage You
2009-08-02 23:35:00 What are the ingredients of greatness? And do athletes and engineers have anything in common. I think that they do. To be great at anything, you need to have a passion for your work and an unwavering confidence that you'll get the job done. That's true whether you're playing in the Super Bowl
Are you at risk for postpartum mood disorder?
2009-08-01 03:45:00 When Holly Betten, 28, came home from the hospital after a rough delivery, she had one day to adjust to her new life as a mom before her husband went back to working 12-hour days as a computer-software architect. Her son, Henry, became severely jaundiced, wouldn?t breastfeed, and almost landed back in the hospital for losing too much weight. ?All I could think was, ?What did I get myself into? I should never have become a mom,?? recalls Betten, of Grand Rapids, Michigan. ?I felt totally overwhelmed and inadequate?I couldn?t even feed my child.? Then Henry developed colic and began to wail all the time. Not surprisingly, so did Betten: ?I?d be happy one minute, then crying hysterically the next. I just wanted to leave the baby in his room and walk away.? Her husband worried that Betten was becoming depressed, but she insisted that she could soldier on. ?I just attributed it to stress and exhaustion, and refused to ask for help,? Betten recalls. And she knew that ?the baby blues?...
Sunbeds are High Cancer Risk
2009-07-29 16:37:00 It has long been known, or suspected, that sunbeds are a cause of cancer due to the intense UV Rays emitted, but now the International Agency for Research on Cancer has announced has elevated sunbeds to its highest cancer risk category. Right up there with smoking, asbestos and alcohol. “The use of sunbeds is carcinogenic to ...
By: Science Blog
Eddie Van Halen: at risk of pain killer addition?
2009-07-29 16:01:00 I am totally jazzed that they found the problem," he says. "In about four months my hand will feel like I am 18 again." But will he, or will he turn to pain medication to allow himself to push past his pain? The average recovery time for such a surgery is 4-6 months minimum. Occupational therapy or not?it will take time. The risk of falling into addictive habits is great. He is already a victim... This is a content summary only. Visit Truth In Shredding to find out more!
Republicans risk losing Latino voters by opposing Sotomayor
2009-07-28 19:29:00 The Senate Judiciary Committee approved the Supreme Court nomination of Sonia Sotomayor today in a 13-6 vote but it was almost entirely a partisan affair. Sen. Lindsey Graham of South Carolina was the only Republican to vote for Sotomayor.There are more than enough votes for her to be confirmed in the full Senate so the Republicans are just doing this just to show they won't support a wise Latina woman.But this is, and I will say it like President Obama, this is STUPID.Why?Just look at the Hispanic demographics of the states of the Republicans who voted against Sotomayor on the judiciary committee. They risk alienating Latino voters.In Alabama, Latinos are 2.7 percent and in Iowa 4 percent of the population....
Managing my risk in this falling market
2009-07-08 14:35:00 Properties actually looked quite firm yesterday as they did not crash through the key support levels. But the news abt tax on capital gains spooked the market. Ok, i am not short on properties and thus didn't benefit. But the cake sim part is when u see the rest of the market falls like a rock and ur stock goes up! DBS! I had great plan on how to make big bucks trading DBS. Waiting to hoot at the breakout and then cover back only to short again at the re-test. I covered DBS near closing because i didn't like the high volume and the resiliency it shows in a falling market. This is confirmed with the other two banks which also closed higher off the support. Now i have to devise another plan to benefit from this falling market. Which i did so in the afternoon.I went short S&P futures with an opinion that the head & shoulder patterns i saw all over the place is going to drag the global markets lower. I see more downside than up even if there is a rebound, i suspect th...
MannKind (MNKD): High risk bet on inhaled insulin
2009-07-01 14:00:00 "In looking for a highly speculative stock for our portfolio, I have settled on MannKind Corp. (NASDAQ: MNKD), a company that is developing an inhaled insulin product," says Nate Pile.In his growth-oriented Nate's Notes, the advisor cautions, "I believe we are looking at a situation in which we will either lose most of our money, or triple (or better) our investment in a fairly short period of time.""In a nutshell, the company’s near-term fate hinges upon AFRESA, a novel, ultra rapid acting mealtime insulin therapy being studied for use in adult patients with type 1 and type 2 diabetes mellitus for the treatment of hyperglycemia."Working against the company is the fact that there has never been an inhaled insulin product approved for commercial use that has worked very well."Thus, if MannKind’s product manages to both win FDA approval and achieve commercial success, MannKind will truly be treading where no one has gone bef...
Three ways to shrink Systemic Risk
2009-06-26 22:51:00 Wikipedia defines “financial systemic risk” as, “the risk of sudden collapse of an entire system or... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]
Insider risk and insider threat: what's the difference and why does it matt
2009-06-23 02:00:00 What does the term 'insider risk' mean to you? Does it make you think about employees sabotaging systems, or stealing confidential information for their own benefit?
Eating Right Can Reduce The Risk of Cancer
2009-06-22 09:05:00 Did you know that eating the right kind of food for your blood type can help you gain or lose weight and that there are food that you are to avoid as well? Well for me who has AB+ type blood, foods that encourage weight gain for me would be red meat; kidney beans; lima beans; seeds; corn; buckwheat and wheat while tofu; seafood; dairy; green vegetables; spirulina; sea kelp and pineapple would
Fidelity expert seeks 'emerging' risk
2009-06-18 14:00:00 Fund expert Jim Lowell is adding a risk-oriented position in emerging markets to his portfolio at Fidelity Investor. Here's a look at the Emerging Europe, Middle East, Africa Fund (FEMEX)."We have been underweight in energy-related names; an area that provides growth-related offense and inflation-related defense."Emerging Europe, Middle East, Africa Fund manager Adam Kutas -- who has been at the helm since the 05/08 inception of this fund -- focuses on energy, metals and gold-related mining stocks, as well as telecom, consumer staples, industrials, healthcare and financials in these regions."The fund will trade on a multiple of risk/reward to the already voltile emerging markets; and has a significantly higher risk profile than the established foreign and US markets: socio-political volatility in these regions makes the fund prone to extremes and extremists."For perspecdtive, last year, the fund lost 52% since its May inception vs. a 35% loss for the S&a...
Unemployment Risk for Disease
2009-06-09 16:15:00 Global crisis has not ended. More and more companies are experiencing a loss and forced to roll mats. Although various efforts have been made so that people do not drag the circle in the global economic crisis is prolonged, but only termination of employment (PHK)can be choose. In connection with the increasing number of unemployed as a result of economic recession, a latest research results indicate that either lost their jobs due to the termination of employment or because of resignation, the more risk an officer of the disease.According to research conducted in the United States, although employees can easily find a new job back, but the risk of emerging diseases such as hypertension, heart attack, liver, stroke and diabetes, as a result of job loss appears to increase. "In economic conditions like at this time, termination of employment could befall anybody," said Kate Strully, researchers from Harvard School of Public Health."We need to alert the health consequences that occur ...
Hedge your US Dollar Risk
2009-06-01 22:50:00 The US Dollar has recovered over the last 8 months or so, partly due to the weakness in global markets and currencies and partly due to the decline in oil. Now that oil has moved much higher from its January lows, the dollar is starting to show signs of resuming its long-term downtrend.So why is the US Dollar in a long-term downtrend? Well the trade deficit is one reason. The second being the
Risk of running two gear pump in parallel?
2009-05-29 11:25:00 Friends, I have two internal gear pump 20m3/h, 8 kg/cm2 installing in parallel Service is to provide fuel oil for 5 gas turbine, in normal operation only a pump run Now, flow is not enough (5 turbine changing over at same time from gas to oil). If we force running two pump in parallel
TATA Steel Continues Construction: Olive Ridley Sea Turtles?s at Risk
2009-05-28 08:13:00 Greenpeace welcomed the news of return of mass-nesting of Olive Ridley Turtles at Nasi Islands off the Gahirmatha coast. Reports available from the Department of Forests ? Wildlife, Government of... Extensive site includes news of various topics like Marine animals,Marine biology, sharks,Whales,sea mammals,endangered species,birds,turtles,penguine,-seal,planktons,Fish,coral reef,coastal environment and more
Pig Casings, Swine Flu, And Accounting For China Risk.
2009-05-26 04:26:00 My firm has always represented a number of fishing and other food companies. The reasons for this are that we are located in Seattle and food companies went international early. by about five years ago, almost all of our fishing clients were doing something in China. Most were either buying farmed fish from there or were shipping over their ocean caught fish and crab for processing there. One very internationally sophisticated client of ours was doing neither. We were scheduled to meet for lunch regarding problems he was having with one of his Russian deals and my plan was to tell him why he should be sending his product to China for processing, like just about everyone else. I started out with a set-up question as to why he was not shipping his product off to China, where processing would be "so much cheaper," expecting him to follow that up with questions for me as to what he should be doing to get going on that. Instead, he gave me a great explanation as to why he was ...
By: China Law Blog
High Alzheimer's Risk For Those With Atrial Fibrillation
2009-05-17 04:46:00 Boomers and younger generations are terrified of getting Alzheimer's disease, so it's a good thing that scientists are focusing on it and learning more about its causes and possible preventative measures. It is with this in mind that I share the following -- not to frighten you, but to pass on information that can help you get medical assistance if and when you need it.
Alzheimer's Risk Indicator For People Over 65 Proposed By New Study
2009-05-14 03:33:00 Though the research needs to be validated with further studies, a new study published in the online issue of Neurology today, proposes a 15 point scale to identify persons at risk for Alzheimer's disease, if they are over 65 years old.
Swine flu little risk to pets
2009-05-07 01:24:00 The ASPCA has a message for pet parents worried that the outbreak of the H1N1 virus, also known as swine flu, might affect their pets: The virus appears to present little risk of infecting companion animals. ?Currently there?s no data demonstrating any risk of dogs and cats contracting this strain of the virus,? said Dr. Louise Murray, director of Medicine at the ASPCA?s Bergh Memorial Hospital in New York City, in the organization?s recent online newsletter. ?However, owners of pet pigs, as well as farmers, should monitor their animals? health more closely and take steps to limit transmission from humans to pigs and vice versa.?The World Health Organization says the virus is being spread through humans, and that a swine herd in Canada likely was infected by a farmworker who returned from Mexico, according to an Associated Press report Sunday.The ASPCA is advising people who have pet pigs to consult with their veterinarians about a Type A influenza vaccine, which is available and re...
Passion, Risk, and Adventure Found in Third Chapter Lives
2009-05-02 03:37:00 The ?Third Chapter,? a still newly defining phase of life, following the middle years, can be a time of exploration, adventure, risk-taking and new learning. Distinguished Harvard Education School sociologist, Sara Lawrence-Lightfoot?s new book, The Third Chapter: Passion, Risk, and...
Are You Experiencing Passion, Risk, and Adventure in Your Bonus Years?
2009-05-02 03:37:00 Sara Lawrence-Lightfoot, Harvard education professor and former chair of the board of the MacArthur Foundation, turned 64 and was struck with the inspirational stories she was hearing from peers she was meeting about their new passion in later life. Fascinated,...
Warning: Your Adobe Reader May Be at Risk
2009-04-30 04:20:00 This release is today 29 Apr 09: Adobe has acknowledged a security vulnerability in the newer readers (8.1.4 & 9.1) which may allow execution of arbitrary code with the privileges of the user running the application. The Linux versions definitely have the bug and other platfor
Why is Risk-Based, Adaptive Authentication so Important in Providing Choice
2009-04-21 02:00:00 Consider two gunslingers – we’ve all seen this one on TV and in the movies. One has his gun drawn, the other has a gun in his holster. Some witty dialog ensues. Eventually, the one with his gun in his holster goes for the draw…and gets shot and dies.
Urine Test May Determine Lung Cancer Risk For Smokers
2009-04-20 03:30:00 Researchers may have discovered why lung cancer affects some smokers and not others.
Menopause Timing can Affect Parkinsons Risk
2009-04-09 22:34:00 According to the latest research, women who count more years between their first period and menopause actually have a lower risk of developing Parkinson's disease. These findings which appeared in a USA Today article by Mary Brophy Marcus, will be presented at the American Academy of Neurology's 61st annual meeting in Seattle in April. This research indicates that longer exposure to the body's own hormones may indeed help protect the brain cells which are affected by Parkinson's disease. The author of the study is Rachel Saunders-Pullman of Albert Einstein College of Medicine and Beth Israel Medical Center in New York.read more
Chevron (CVX): 'Top quality, low risk'
2009-04-07 15:00:00 "Oil figures prominently in our investment strategy to benefit from current macroeconomic trends," Gregory Dorsey, contributing editor to Leeb's Income Performance Report.His latest recommendation in the oil sector is Chevron (NYSE: CVX) which he calls,a "top-quality play for excellent, low-risk total-return potential.""Even though the world's economy is mired in its first contraction since World War II, crude oil prices are demonstrating impressive resilience: They've recently climbed above $50 a barrel after bottoming around $35 last December."As oil was soaring, concerns also rose about the risk of declining oil output in the years ahead. Now, with prices down sharply and credit markets tight, the lack of investment in new energy projects will further dampen oil production."When economies start moving once more, energy demand could overcome supply again. So we're now making a new recommendation to you."Chevron is one of...
Fund expert seeks high yields with less risk
2009-04-01 15:00:00 "Given recent disdain for risk, high-yield corporate bonds trade at considerable discounts to their par values and offer sizeable yields," explains fund expert Mark Salzinger.In his The No-Load Fund Investor, he looks at two relatively conservative income choices: Fidelity Floating Rate High Income (FFRHX) and Fidelity Strategic Income (FSICX)."We have taken this as an opportunity to add high-yield bond exposure to many of our model portfolios, believing that the generous yields now compensate for the extra risk."Fidelity offers two bond-fund offerings that are less risky than pure high-yield funds yet still offer significant yield spreads over investment-grade bond funds, especially Treasury funds. "So, to decrease your risk at the cost of modestly lower income and total-return potential, consider one of the funds discussed below."Fidelity Floating Rate High Income invests in senior secured loans issued by banks usually to below-investment-grade c...
Bathe At Your Own Risk: The Evils of Shampoo
2009-03-31 15:54:00 From Discover Magazine | RSS: Think washing your hair is a harmless act of hygiene? Think again! That is, if researchers into the dark sides of shampoo have anything to say about it. It turns out that a fragrance used in many shampoos is a common allergen that may even cause ecz
Piping Hot Tea Raises Risk Of Throat Cancer
2009-03-27 05:55:00 Can?t wait to sip your freshly made hot tea in the morning? Researchers say to wait until it cools down a little ? you may be raising your risk of throat cancer.
Zhangchunmei wrote a new blog post: One million people at risk in Darfur, U
2009-03-25 11:10:00 Zhangchunmei wrote a new blog post: One million people at risk in Darfur, U.N. says One million people at risk in Darfur, U.N. says UNITED NATIONS (CNN) -- More than one million people in Darfur are at risk of losing food, water and shelter in coming months, following the expulsion of international aid groups by Sudan's government, the United Nations' chief humanitarian coordinator said Tuesday. The statement by coordinator John Holmes comes after a ...
Study: Red Meat Raises Risk Of Death
2009-03-24 16:22:00 Could eating red meat be bad for your health? Scientists have recently discovered that people who eat a lot of red meat have the highest overall risk of death.
Scientists Identify Ten Genes That Raise Risk Of Sudden Cardiac Death
2009-03-23 16:06:00 Researchers have recently found ten new genes that can raise the risk of sudden cardiac death.
E-Stop Circuits and Risk Assessment
2009-03-17 15:50:00 We are working on a hazards project and using lot of automation drives through "PLC" operations. We provided e-stops through the automation for risk assessment process. However we have to determine "Category of E-stops Circuits" in terms of Risk Assessment. I was told that "NFPA" has guidelines for
Mushrooms And Green Tea Combined May Considerably Lower Breast Cancer Risk
2009-03-16 18:59:00 According to new research, eating mushrooms daily may cut breast cancer risk by two-thirds.
Wine: A Glass A Day Can Reduce Risk Of Esophageal Cancer
2009-03-08 00:17:00 Esophageal cancer is the fastest growing cancer in the U.S. today. In thirty years, esophageal cancer has grown 500 percent! But the Kaiser Permanente Division of Research has discovered that certain diets and a glass of wine can curtail the risk of a precursor to esophageal cancer, called Barrett?s Esophagus.
Drink Tea and Reduce Risk of Breast Cancer by Thirty-Seven Percen
2009-03-06 18:09:00 Enjoying a cup of tea while reading this article? If so, keep right on drinking. A newly released study has found that drinking tea results in a 37% reduction in breast cancer risk for women under the age of 50, an age in which breast cancer can be particularly virulent. Another recent study has shown that tea drinking reduces risk of endometrial cancer.These results add to the pile of data showing tea is one of the healthiest beverages a person can drink.Study finds tea lowers risk for all common breast cancersThe study, reported in the January edition of Cancer Epidemiology Biomarkers and Prevention, examined the association of regular tea consumption with the risk of breast cancer in a large population-based, case-controlled study completed in the U.S. Researchers examined data from 5,082 women with breast cancer between the ages of 20 and 74 years from population-based cancer registries, along with 4,501 age-matched controls.Information on usual tea consumption five years prior ...
AAN: Hormone Exposure Affects Parkinson's Risk
2009-02-27 18:39:00 Age at menopause, parity and hormone therapy use may have variable effects on disease riskIn postmenopausal women, reproductive factors and hormone therapy use may affect the risk of Parkinson's disease, according to research that will be presented April 25-May 2 at the annual meeting of the American Academy of Neurology in Seattle.Rachel Saunders-Pullman, M.D., of the Beth Israel Medical Center in New York City, and colleagues assessed data on 83,482 participants in the Observational Study of the Women's Health Initiative, including 73,973 women who experienced natural menopause and 7,763 who experienced surgical menopause.The researchers found that the risk of Parkinson's disease was significantly lower among women experiencing natural menopause who had a fertile lifespan greater than 39 years compared to those with a fertile lifespan less than 33 years (hazard ratio, 0.76). They found that the risk was higher among women with at least four pregnancies than in those with three ...
Ways To Reduce The Risk Of Heart Attack
2009-02-22 09:23:00 Heart attack occurs when the blood supply to part of the heart is interrupted and all we should avoid it in our life or at least reduce the risk of it. This is really an informative and nice post about ways to reduce the risks of heart attack from La Dolce Living, which is the most trusted and comprehensive online service helping seniors and families find FREE and RELIABLE information from senior housing care such as assisted living and nursing homes, in-home care, articles and tips, health information, senior discounts and services, a senior online community, plus more...You can reduce your risk of having a heart attack even if you already have coronary heart disease (CHD) or have had a previous heart attack.Stop Smoking Cigarette smoking greatly increases the risk of fatal and nonfatal heart attacks in both men and women. It also increases the risk of a second heart attack among survivors. Women who smoke and use oral contraceptives have an even greater risk than smoking a...
By: Diet and Fitness
A Profitable Short Term Stock Trading With Low Risk Strategy
2009-02-21 10:05:00 1. Study the 12 month charts of several reasonably well known companies and pick out stocks that have been in a steady UPWARD trend throughout the period. There are always plenty of them, even in a falling market.No stock is ever a sure thing, but give yourself a head start by choosing one which is going in the right direction! Fundamentals don't mean anything if the price of your chosen stock is trending downwards. Don't care what the company is or what it does. This is irrelevant, you are just here to make money, period.2. Check out the trading volumes and eliminate any which lack decent liquidity.Avoid stocks with not much liquidity (not a lot of buyers/sellers) as you need to be able to get in and out easily and without effecting the price yourself.3. Study the 3 month chart and check the recent levels of resistance. These are points where the stock price has peaked and then pulled back, before breaking new heights again.4. Place a mental note to buy at a price just above the ... |
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