|
Sapient and Explorologist reach a settlement agreement
2008-08-04 20:31:00 Sapient and Explorologist Settle Lawsuit Explorologist Ltd. and an online critic have settled their legal battle over a YouTube video challenging Uri Geller's claims about his mental powers. EFF and Schnader, Harrison, Segal & Lewis, LLP, represent Brian Sapient, who uploaded an excerpt from a documentary that critiqued Geller's performances and abilities to YouTube. Explorologist claimed the clip infringed its copyrights. More information about the case is available here. Here is a previous post from Sapient on the court case. The agreement should allow the healthy debate about the existence of 'supernatural powers' to continue without interference. As part of the legal settlement, Explorologist has agreed to license the disputed footage under a non-commercial Creative Commons license, preempting future legal battles over the fair use of the material. A monetary settlement was also reached.
Ann Heche Ordered To Pay $275,000 In Divorce Settlement
2008-06-08 19:11:00 Ann Heche?s five year marriage to Coleman Laffoon is now over and a judge has ordered her to pay $275,000 to her ex-husband as a settlement. She also has to pay a monthly child support payment of $3700. I remember Heche back when she played the role of twin sisters, Vicky and Marley Love Hudson on ...
What Is A "Structured Settlement License"?
2008-06-07 21:59:00 On a number of structured settlement industry/settlement planning industry web sites it is advertised that one or more individuals are a "licensed structured settlement broker" There are structured settlement brokers who hold life insurance broker's licenses , or agent's licenses for life insurance (in most states that includes non variable annuities) with carrier appointments, in the various states where they solicit annuity or insurance business. There is, however NO SUCH THING as a "structured settlement license". Those that place structured settlements are required to possess a valid life insurance license as one of the prerequsities to receiving an appointment from the life insurance companies who write structured settlement annuities. A number of individuals and companies that purchase structured settlement payment rights deceptively try to position themselves as a "structured settlement broker". Those individuals and companies do not a...
Anne Heche pays the price in divorce settlement
2008-06-07 18:54:00 LOS ANGELES (AP) — Anne Heche’s five-year marriage to Coleman Laffoon is officially over, but not without a pinch to her pocketbook. A judge ruled that Heche must pay $275,000 to her ex-husband, along with monthly child-support payments of $3,700 for the care of their 6-year-old son, Homer, according to court documents released Friday. Heche will also ...
By: Latest News
Anne Heche Reaches a Divorce Settlement
2008-06-07 00:06:00 The actress agrees to pay her ex Coley Laffoon $275,000, plus $3,700 per month in child support More: continued here
By: Feed Me Gossip
Structured Settlement Quotes...Do You Need One Now?
2008-06-06 04:50:00 If you need structured settlement quotes you want to get in touch with a specialty insurance agent or broker who is licensed in your state**. For the average person searching on Google it's tough to tell who can give you structured settlement quotes. 4structures.com, LLC appears on the 1st page and can give you structured settlement quotes either by calling their toll-free number 888-325-8640 or using its secure structured settlement quote form (information you enter is secure if the https shows in the URL) But then to find the next one, you have to go several pages in before you get someone who can give you structured settlement quotes. There are a ton of companies in the search engine results who do not give you structured settlement quotes. Many of them are willing to buy structured settlement payment rights from people who already have structured settlements. There needs to be a distinction between structured settlement factoring quotes and structured settlement quotes so th...
AT&T Class Action Settlement Of Lawsuit Over Unauthorized Third Party Cell
2008-06-05 23:01:00 If you were charged on your cell phone bill for mobile content services or subscriptions (i.e., ringtones, games, wallpapers, prizes, premium text alerts, etc.) that you never ordered or authorized tell us your story! ?Report Cramming & Unauthorized Cell Phone Charges? AT&T Class Action Settlement Over Unauthorized Third Party Mobile Content Granted Preliminary Approval A Georgia Court granted preliminary approval ...
Pre-Settlement Funding Nothing To Do With Structured Settlements! DealFlow
2008-06-05 17:17:00 The "structured settlement illiterati" at Deal Flow Media served up more digital diarrhea with a story about pre-settlement funding on the company's online Structured Settlements Wire. It SHOULD be obvious to readers that Pre-Settlement Funding HAS NOTHING TO DO WITH structured settlements. Pre-Settlement Funding is a form of cash advance available to tort victims with choking bills, whose cases are still pending, where specialty finance companies (like Law Cash, Magnolia Funding provide non recourse funding to tort victims. If the plaintiffs win or settle their case the finance company has a lien on the proceeds. Non recourse essentially means that if you lose your case you owe the finance company nothing. Due to the risk involved for the finance company a large effective rate of interest (as high as 2.5% per month) is charged. Thus modest amounts advanced can grow to substantial amounts if there is a long period of time between the advance and the time the...
Cowboys want WR Glenn to sign injury settlement
2008-06-04 15:52:00 Cowboys want WR Glenn to sign injury settlement
Getting Out Of Debt Faster Through Debt Settlement Posted By : William Blak
2008-06-04 11:42:00 Debt settlement is one of the simplest tools that can be used to reduce debt balances for a borrower. In essence, debt settlement means contacting a creditor and settling on a reduced loan balance. If a consumer owes $18,000 in credit card debt and has other obligations that make it impossible to make timely payments, debt settlement is a very attractive alternative to declaring bankruptcy. Personal finance is the application of the principles of finance to the monetary decisions of an individual or family unit. It addresses the ways in which individuals or families obtain, budget, save and spend monetary resources over time, taking into account various financial risks and future life events. Components of personal finance might include checking and savings accounts, credit cards and consumer loans, investments in the stock market, retirement plans, social security benefits, insurance policies, and income tax management.
Total Loss Settlement Tips
2008-06-03 23:40:00 1. Release your vehicle to the insurance company immediately their request. This simple step will save you a lot of money in storage charges. If the insurance company is storing the vehicle, there are normally no charges, but if you leave the vehicle at a shop or tow yard, you will be responsible for the storage charges and they will be subtracted from your settlement. Many people have concerns over this, but don't worry, you are the owner of the vehicle, and the company can't do anything to it except hold it until your property claim is resolved.2. Request documentation on the calculated value of your vehicle. This will be one of a few different things, depending on the company. Most companies use either "CCC" or "ADP" to evaluate the market value of your vehicle. If the company doesn't use one of these programs, then they will most likely utilize N.A.D.A. split value as a starting point for your vehicle's value. Remember, no matter what the initial offer is, you can negotiate ...
Debt Settlement
2008-06-03 09:02:00 Do you have problems with debt? May be you have debt? Actually that no problems we have debt, but if we always have debt like credit card. That mean you have trouble. Don't worry i know best place to solve this problem. Nodebttoday.com is specialist in debt settlement. Get Advise from professional advisers to get out of the debt problems. Not only that they work since 1997. The goodness of
By: M REZANA ILHAM
Settlement Professional's Bombastic Premise is Inaccurate
2008-06-01 00:00:00 One settlement planner bombastically states on his web site that "Settlement Planning starts from the premise that structured settlements are not the answer to everything that everyone needs or wants to do with their settlement dollars"*** The Society of Settlement...
Structured Settlement Industry Web Sites-May 2008 Traffic Report
2008-06-01 00:00:00 Three Month Trailing Top 10 Traffic Rank (Alexa Rank as of 05/29/2008) of Structured Settlement and Settlement Planning Industry websites* (+ or- traffic from 04/29/2008 report). Lower number means more traffic. Who Are Ya? Beyond Structured Settlements Blog (Pat Hindert)...
NAR/DOJ settlement: Much ado about nothing ?
2008-05-31 19:52:00 Seems that the Economy and the Political scene in this hot election year has caused the DOJ to re-think their approach on the battle with the National Association of Realtors. The case was settled thi...
TransUnion Settlement to Let You Get Free Credit Score
2008-05-31 17:40:00 Original post on The Sun’s Financial Diary According to a MarketWatch report yesterday, TransUnion, one of the three major credit report agencies, has settled a class action lawsuit which could mean free credit score and credit monitoring service for up to 9 months for millions. The lawsuit accused that TransUnion sold customer information to third parties ...
Important Debt Settlement Facts Posted By : Christina Costa
2008-05-30 07:00:00 If you have been thinking about how to get out of debt, you might have considered debt settlement. It is important to look at the facts before you make any decisions, and know if this is right for you!
Is Debt Settlement a Good Option? Posted By : Christina Costa
2008-05-30 07:00:00 If you are considering debt settlement, make sure you know the pros and cons of this option. Take some time to figure out if it is the right one for you!
DOJ and NAR Reach Settlement in Suit After Technology Has Moved Forward
2008-05-28 14:33:00 The long running lawsuit that the Department of Justice has brought against the National Association of Realtors has been settled. The big winners were the lawyers. What a surprise. The amazing thing about monopoly and governmental lawsuits against companies over the issues of technology is that by the time the slow gears of justice run ...
NAR, DOJ Reach Settlement
2008-05-27 23:53:00 For the last couple of years, the standard battlecry of the anti-Realtor set has been “wait until the Department of Justice is through with NAR! They’re going to turn the real estate industry upside-down!” Um, no. From the Department of Justice: “The Department of Justice announced today that it has reached a proposed settlement with the National ...
Breaking Down the HUD-1 Settlement Statement
2008-05-27 23:24:00 The Settlement Statement, often referred to as the ?HUD-1?, is a document that contains a detailed breakdown of the closing costs apportioned between the buyer and seller of property. Typically, the closing agent (often a representative from the title company), gathers the pertinent information, completes the Settlement Statement and disperses the required funds once the buyer and seller have certified the accuracy of the statement by signing it. The first page of the Settlement Sheet is broken down into a summary of the borrower?s (buyer) transaction on the left side and a summary of the seller?s transaction on the right. The second page is divided into those costs that are ?paid from borrower?s funds at settlement? and those costs that are ?paid from seller?s funds at settlement?. If buyer, seller and title agent agree that the statement is true and accurate, all parties sign and date the sheet toward the bottom of page two. The following key sections of the HUD-1 should be t...
SAP CFO Sees No Out-Of-Court Settlement With Oracle
2008-05-26 21:39:00 SAP CFO Sees No Out-Of-Court Settlement With OracleThe chief financial officer ofbusiness software maker SAP does not believe an out of courtsettlement with Oracle is likely at present, he told GermanSunday weekly Euro am Sonntag.http://ww...
Unique Dutch settlement discovered from Bronze Age
2008-05-26 08:55:00 Amsterdam - Archaeologists have found a settlement dating back to the Bronze Age just north of Eindhoven, a city in the southern Netherlands, Dutch archaeologist Nico Arts told Dutch media Friday. The discovery was made during preparations for the building of a highway junction at Ekkersrijt, north of Eindhoven. The settlement may be the largest ever discovered in the Netherlands, and is definitely the largest settlement ever found in the southern Netherlands. Bronze Age settlements (1500-850 BC) have also been discovered in the province of Drenthe in the eastern Netherlands. However, these are smaller than the Eindhoven settlement. Read the rest of this article...
Life settlement: an excellent way to sell existing policy
2008-05-26 06:33:00 It is widely observed that the tendency of selling and purchasing existing insurance policy is rapidly growing among policyholders and investors. In fact, this transaction is beneficial for both the parties, as it gives them an excellent opportunity to settle their existing policy in a prolific manner. This new concept of selling and purchasing existing policy is new to the financial market but it is getting great heed by people, who are familiar with the benefits of investment and insurance. In fact, life settlement procedures are providing people with a new mean to be financially secure. Basically, this kind of financial settlement refers to a transaction regarding life insurance policy which involves entrusting of existing policy to the investor. Usually, this transaction takes place when the policyholder is suffering from any life threatening disease or condition. In such cases the policy is settled and sold to the third party, as it is no more needed by the policyholder. In fac...
Viatical life settlement: a flexible financial solution
2008-05-24 06:28:00 Since everybody dreams to live a contended and financially free life, life insurance policies can prove to the best solution. Basically, life insurance policies refer to a long-term investment that gets matured after a certain time period. This time period may vary from 30 years to 35 years. However, life insurance policies can provide the policy holder with long-term financial security but sometimes, it may become really burdensome. Life insurance policies are not suitable for making securing long term financial benefits but what if the policy holder is retired and is suffering from any life threatening disease? Since people, who are retired from their job, fulfill all their routine and emergency requirements with their pension and other savings, any major financial requirement can disturb their budget. In such situation, paying expensive premiums of their life insurance policy can increase their burden. However, with viatical life settlement such senior policyholders can meet all ...
How Are Structured Settlement Transfers Priced?
2008-05-24 00:00:00 Settlement Quotes, LLC posted a useful explanation of how structured settlement transfers (structured settlement factoring transactions are priced. This is a must read for: Holders of structured settlement payment rights who are contemplating selling them to raise cash. Judges Lawyers...
Asbestos Settlement For Nearly Half A Million Dollars
2008-05-23 14:01:00 The developer of a retail and residential project in Kansas City has had to pay four hundred and fifty thousand dollars to the state in a settlement over violation of Missouri asbestos laws according to a recent report. The settlement is said to have been recently agreed with the state. Around one hundred thousand dollars ...
Is Debt Settlement Superior To Debt Consolidation?
2008-05-23 04:49:00 It has always been a matter of competition for both the debt consolidators and debt settlement companies to prove themselves over each other. But somehow debt settlement has managed to stay ahead in this race of oligopolies.Debt consolidation programs give you a loan to help you manage your way out of debt by allowing you to pay off your earlier creditors. You are charged interest on it and at times even to your earlier creditors. Your principle amount remains the same, but you are still kept far away from clearing your debt.Debt settlement, on the other hand, is your rescue ship if you are drifting toward bankruptcy. If you are already in bad standing with your creditors and your credit rating is low due to a lack of payment history, then joining a consumer debt relief group can be the best way to modify your debt to income ratio and stabilize your account ratings.Read full articleResources for Debt Consolidation----------------No-w playing: The Academy Is... - Bulls In Br...
Denise Richards Augmenting Paltry $25 million Divorce Settlement With Hefty
2008-05-23 00:49:00 Oh, what’s to be done with Denise Richards and Charlie Sheen. They may bicker incessantly and claim they can’t stand the sight of one another, but deep down, you just know they’re hoping the other contracts feline AIDS. With her E! reality series set to premiere on Memorial Day, Richards has been hitting the talk ...
Florida Structured Settlement Protection Act Stifles Kick Backs to Settleme
2008-05-22 00:00:00 The Florida Structured Settlement Protection Act (Section 626.99296) of the 2007 Florida Statutes at Section (2)(h) defines "independent financial advice" in such a way that puts a crimp in practice of certain of my industry brethren who think it appropriate...
Structured Settlement Spammers Abusing Google. What Is Google Going To Do A
2008-05-22 00:00:00 Two individuals, Mark Benedict Young and Felicitas Tan are spamming the same articles over and over again on the Internet. Spam Article: Structured Settlements From Lawsuits Mark Benedict Young May 10, 2008 (posted 3 times) Felicitas Tan May 10, 2008,...
Do away with all your financial problems by investing in life settlement
2008-05-21 06:26:00 “Man proposes and God disposes”, this famous saying has always been held in a high position because time and again we all have witnessed the fact that even if we humans make n numbers of plans, it completely depends on the supreme being whether it will be fulfilled or not. Life has always been known as a highly surprising thing and none of us really know what would hit us or what we would come across in the very next moment of our lives. Therefore, even if we plan out things, we can never be sure whether it would be fulfilled or not. However, this does not mean that we humans do not plan and do not try to execute our plans. We all make plans and try level best to fulfill those aspirations. One such important plan is buying a life insurance policy while we earn our bread and butter. And it is this life settlement that in the later stage gives an opportunity to that person of investing in life settlement. Life settlement is a financial transaction where in a senior citizen of the...
Nortel Litigation Settlement
2008-05-19 11:30:00 For those investors/speculators who purchased Nortel shares between Oct. 24, 2000 and Feb. 15, 2001 or between April 24, 2003 and April 27, 2004 , you may have been eligible for a piece of the Nortel class action lawsuit. I received that letter a few years ago acknowledging the lawsuit so I submitted my ...
Senior Financial Planning and Life Settlement Investment
2008-05-19 06:54:00 When it comes to senior financial planning there are a lot of things involved. Of the many topics covered by this type of financial planning life insurance settlements are sometimes dealt with and for good reason. That?s because many seniors find themselves in their golden years with a great life insurance policy that they will ...
Nabors Announces Final Court Approval of Derivative Settlement - MSN MoneyC
2008-05-17 01:32:00 HAMILTON, Bermuda, May 14 /PRNewswire-FirstCall/ — Nabors Industries Ltd. NBR announced today that the United States District Court for the Southern District of Texas has granted final approval... [[ This is a content summary only. Visit my website for full links, other content, and more! ]]
By: Engineers Voice
Senior Life Settlement: the best financial tool for senior policyholders
2008-05-16 06:22:00 Since life insurance companies have become more lenient towards their consumers, people are finding better ways to live a contended and prosperous life. All life insurance companies offer plans and schemes for every age group. These schemes cover each and every type of insurance policy. In order to provide their every consumer section with supreme financial benefits, they offer life settlement facility, so that all senior consumers may sell their existing policy if it is no more needed. In fact, life settlement is capable of setting a senior citizen free from all financial hassles, as this service allows him or her to arrange the desired finance through their life insurance policy. With emergence of this new concept in the insurance market, every senior can manage to get the true financial freedom. It is quite true that life insurance policies are beneficial for every policyholder but sometimes, they may become burdensome for a policyholder, who is retired from his or her job and st...
Lesbian Mistaken for a Man, Ejected from Restroom, Receives Settlement
2008-05-15 00:57:00 When I saw this article, I knew I had to dedicate it to all those lesbians out there who have been mistaken for men while in the women's restroom. And although the article doesn't state the amount that was won in the lawsuit, I checked out a few other sites and found out it was $35,000! by Kilian Melloy A lawsuit brought on behalf of a lesbian thrown out of a women?s bathroom at a restaurant
Life settlement solutions can be the financial anchor in your life
2008-05-14 06:20:00 Finances can be a tricky issue to handle and in spite of our best planning we can still find ourselves in a financial crisis in times of emergency. Keeping this fickle nature of finance in mind, people carry out smart investments throughout their working life so as to secure their future and that of their loved ones. The post retirement age can be one of the most difficult phases of life if you are not well prepared with substantial financial security. Investing in property and other assets is a good idea to provide for your old age but when you need urgent liquid cash, it may be difficult to raise such kind of money from fixed assets. Hence, one of the best methods to secure your senior years, post retirement is through the life settlement solution, which is becoming a well preferred option for many senior citizens. The life settlement solution is one of the best options for investment as it enables the policy owner to get access to instant cash through the sale of the life insuran...
Car park dig for ancient settlement
2008-05-13 18:41:00 ARCHAELOGICAL investigations have started in Neston looking for evidence of an ancient settlement.The results of the investigation will be used in connection with a planning application submitted for a major retail development in the present car park.The dig, between Brook Street and Raby Road, will establish whether more extensive archaeological work would be needed, if planning permission was granted.advertisementFragments- of memorial stones from the parish church suggest that there has been a settlement at Neston for at least 1,000 years and examination of early maps and other documentary evidence indicate that the western part of the car park, behind the High Street, lay within the original settlement area.Read the rest of this article...
Clear Channel Settlement Imminent
2008-05-13 02:01:00 Clear Channel's sale to buyout firms neared completion at $18 billion, below the original $19.4 billion price.
By: mini wisdom
Stipulation of Settlement Language - Protecting The Claimant at Mediation
2008-05-12 21:55:00 At mediation defendants like to try and force your clients to make decisions about Structured Settlements that will affect the rest of their lives, before your clients have had the chance to meet with their own expert and understand the pro’s and con’s. Here is a simple strategy that enables you to take control and preserve ...
CC Out Of Court Settlement?
2008-05-12 16:58:00 Radio Info's Tom Taylor's turned off Nick-At-Nite since his earlier foray today into "The Naked City" Tee Vee land in describing today's showdown between Clear Channel Bain & Lee v the banks that got cold feet in the $19.5 bil CC TV spinoff. They literally walked into a Manhattan courtroom and asked for a stay until tomorrow morning - and David Faber at CNBC says the various sides are discussing a possible resolution of the lawsuit filed by Bain Capital and Thomas H. Lee Partners. Those two private equity firms are suing the banks who they claim are holding up the deal. The other thing to watch today is the movement of Clear Channel stock ("CCU") - which turned around and began gaining ground after traders caught Faber's report. More on the Radio-Info.com website, which also has the story about Cumulus and Merrill Lynch canceling their deal to take Cumulus private, and the Emmis quarterly report.
By: Chickaboomer
New Tool Helps YOU Take Control and Know When To Tell Peachtree Settlement
2008-05-11 04:30:00 The Structured Settlement Factoring Discount Rate Calculator puts cash strapped structured settlement recipients in control. A structured settlement factoring transaction is the source of cash of last resort for those structured settlement recipients who have exhausted all other options. Unfortunately many tort victims are victimized however, through their own ignorance and laziness, by cash now pushers like Peachtree Settlement Funding and others (click here for the "cash now" pushers list) who opportunistically charge high discount rates, due to a lack of regulation of such companies and perhaps due to the knowlege that a significant percentage of consumers are so desperate that they won't shop (even though better rates can be had elsewhere). While it is hoped that the situation will change in the near future, now there is an easy way for you to take control. There is no need for you to be a victim! Take control NOW! With the Structured Settlement Factoring Discount ...
Life settlement information can be easily found on the internet
2008-05-09 06:16:00 A worthy investment at the right time can indeed make a major difference to your life and stands you in good stead when the time comes. So, most individuals make intelligent investments while they are in active service in order to secure their old age. Some of the most popular forms of investment are property, jewelry, bonds, mutual funds and of course a life insurance policy. The life insurance policy can be a worthwhile investment because of the immediate liquidity that it can provide to the insured person. It not only provides appropriate coverage on the policy holder's life but if you are sixty five years or above then you could stand to gain a more from your policy than you thought possible. Find out all you can about life settlement information which involves the sale of your life insurance policy to a third party in lieu of a payment which is usually more than what you would have received from the policy at its maturity. The internet is one of the best platforms to find out ...
Does the Proposed Class Action Settlement In the Certegy Data Breach Case L
2008-05-04 21:14:00 I happened to notice, I was getting a lot of hits on some posts about the Certegy data breach and discovered that there is a proposed settlement in the class action law suit against them. Tim Wilson at Dark Reading pointed out that this settlement amounts to Certegy paying less than $1 per victim and wrote: Certegy Check ...
The Road To Structured Settlement "Illiteracy" Via Mark Benedict Young
2008-05-04 18:18:00 Mark Benedict Young can be observed as the most prolific distributor of misinformation about structured settlements at the moment. Those that subscribe to Google alerts on "structured settlements" are subjected to multiple daily alerts containing this misinformation spammer's posts. Personal injury plaintiffs should ignore anything that Mark Benedict Young writes on the subject of structured settlements because much of what he writes is replete with factual inaccuracies and therefore not reliable. Today's "Steaming Pile" from Mark Benedict YoungMark Benedict Young (from the publication "Structured Settlements From Lawsuits")These settlements are not always made in a single lump sum payment. It is common practice to break up the amount of the settlement in small instalments (sic.), to be paid over a span of many years. SS4R Comments Structured settlements always involve periodic or installment payments. As Mark Benedict Young has already opined ...
Citi Launches White-Label Settlement Service
2008-05-02 05:10:00 Citi Launches White-Label Settlement ServiceCiti's new foreign exchange (FX) service aims to help emerging economies lower settlement risk by settling both sides of the trade simultaneously.http://www.bankt-ech.com/news/showArticle.jhtml?-artic...
Creative MP3 Player Class Action Proposed Settlement ? Creative Labs Admits
2008-05-01 18:01:00 Creative Labs have now admitted that it has previously ?exaggerated? the storage capacities of its MP3 players, hopefully bringing to end a class action (specifically Case No CV 05 3375) as filed by Vibhu Talwar and Patrick Finkelstein in United States District Court, Central District of California and leaving Creative Labs somewhat red faced ? full details of the proposed settlement, in which Creative offer discounts on new Creative MP3 players to affective parties, are provided below.
Agency card credit debt settlement Posted By : Charles and Kim Petty..
2008-04-30 11:36:00 Should I use an agency for credit card debt settlement? Personal finance is the application of the principles of finance to the monetary decisions of an individual or family unit. It addresses the ways in which individuals or families obtain, budget, save and spend monetary resources over time, taking into account various financial risks and future life events. Components of personal finance might include checking and savings accounts, credit cards and consumer loans, investments in the stock market, retirement plans, social security benefits, insurance policies, and income tax management.
Credit card debt settlement Posted By : Charles and Kim Petty..
2008-04-30 05:37:00 Credit card debt settlement A key component of personal finance is financial planning, a dynamic process that requires regular monitoring and reevaluation. |
|
 |
|
 |
