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Credit Cards - Store Credit Cards: Holiday Blessing Or Hidden Curse? Posted
2008-03-26 14:43:00 Store credit cards often carry an unusually high interest rate. In fact, it's not uncommon for store credit cards to come with interest rates as high as 25%. It's ironic, because at that point, the "discount" you get from using the card gets effectively eaten by the higher rate. A recent study by United College Marketing Services has shown that student credit lines have increased to over $6,000. Credit card usage has tripled since 2001 amongst teenagers as well. Since eighteen year-olds in many countries and most U.S. states are eligible for a card without parental consent or employment, the likelihood of increased balances, unwise use of credit and damaged credit scores increases. Read more about Finance and Credit.
Credit Cards - Store Credit Cards: Holiday Blessing Or Hidden Curse?
2008-03-19 00:00:00 It’s no secret that the holiday season can create sort of a “feeding frenzy” mentality when it comes to spending, especially with credit cards. Retailers know this, and so many of them are more than happy to help out - or so it seems - by offering you the chance to apply for their store ...
The Advantages and Disadvantages of Using Department Store Credit Cards Pos
2007-10-10 07:17:00 A brief outline of the pros and cons of using credit cards from department stores. A key component of personal finance is financial planning, a dynamic process that requires regular monitoring and reevaluation.
Bad Habit No. 5 (Using retail store credit cards to make use of discounts)
2007-09-22 15:00:00 Chances are, that card carries a high interest rate you'll be forced to deal with if you don't pay off your balance each month. Try this: If you must change your purchase, use your... We have articles on how to protect your computer, develop a powerful blog, marketing and financial management tips plus articles by nationally known experts. Come, read, enjoy.
By: Business Advice
Store Credit Cards ? Proceed With Caution
2007-03-25 20:55:00 Be careful with credit cards for a single store. Just click the button if you would like to listen to this article with some good info about those store credit cards: Credit cards come in a variety of shapes and sizes. One kind of card that many people do not even think about, however, is a ...
By: Debt To Wealth
Avoid Opening Department Store Credit Cards
2007-03-16 10:01:00 If you go to Macy’s, JCPenny, or even Sears department stores all the time, and when you bring the item you want to purchase to the nearest register you are asked to open a store credit card. If you wanted a special 10%-20% discount the only way to get it is by opening ...
By: Desi Notes
Are Retail Store Credit Cards A Good Fit For You?
2006-12-07 14:35:02 You should get retail store credit cards if you are just starting to establish a credit history. These credit cards still report to the major credit bureaus even though they are not backed by a major credit card company. You can get retail store credit cards from a retail store and you can only use [...]
The Many Benefits Of Retail Store Credit Cards
2006-12-07 14:35:02 Retail store credit cards are ideal for people who are just starting to establish a credit history. This type of credit card still reports to the major credit bureaus even though it is not backed by a major credit card company. These credit cards are issued by a retail store and can only be used [...]
Retail Store Credit Cards - A Great Way To Establish Solid C
2006-12-07 14:35:02 When a person is just starting to establish a credit history they are often advised to get retail store credit cards. These credit cards are not backed by a major credit card company, but do still report to the major credit bureaus. Retail store credit cards are issued by a retail store and can only [...]
Credit Cards - Store Credit Cards: Holiday Blessing Or Hidden Curse?
0000-00-00 00:00:00 It’s no secret that the holiday season can create sort of a “feeding frenzy” mentality when it comes to spending, especially with credit cards. Retailers know this, and so many of them are more than happy to help out - or so it seems - by offering you the chance to apply for their store ...
By: Resources zone
Credit Cards Store Credit Cards: Holiday Blessing Or Hidden Curse?
0000-00-00 00:00:00 Store credit cards often carry an unusually high interest rate. In fact, it's not uncommon for store credit cards to come with interest rates as high as 25%. It's ironic, because at that point, the "discount" you get from using the card gets effectively eaten by the higher rate.
By: eArticle Submit
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