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Western New York

Megan McArdle on Upstate & Western New York
2008-11-13 05:50:00
As a spinoff from her discussion about the bailout of the big 3, McArdle recounts the hard fall of Rochester's Kodak, and writes this about her mother's native upstate: Syracuse is slightly more fortunate, because it wasn't so heavily dependent on one firm. Nonetheless, its population now stands at ...
How to Select a Mortgage Professional in Western New York
2008-04-26 08:54:00
Before you commit to a Western New York lender, here are a series of questions you should ask them.  Next to selecting your Real Estate Professional, the most important thing you need to select is your Mortgage Professional. There are the obvious questions: Do You Offer Loan Rate Locks? Is There a Prepayment Penalty? Are You Equipped to Approve Loans In-House and will you guarantee the Good Faith Estimate? How Much Time Do You Need to Fund? But let’s talk about some questions you should ask potential Western New York lenders before you commit to working with them.   Which Type of Loan is Best? A great Western New York Mortgage Professional will want to discover more about you and your goals before throwing out loan options. The options are very dependent on what you plan on doing over the next couple of years.  One loan is better in certain situations and another loan is better in another.  Your financial health will also affect your options.  Just think about it, you ...
2008 Western New York Real Estate Market Reports
2008-04-21 21:25:00
Western New York Real Estate Market Reports Market Reports are a way you can understand what is happening in your market. In our Market Reports you will find a wealth of information to assist you in understanding what is happening in the Real Estate Market. Information that you will find useful like: Number of active homes for sale, average list price of active home listings Highest and Lowest homes for sale prices at closing Number of homes sold in the past 30 days, Year to date and previous years Number of homes pending The current absorption rate of real estate for sale in Wester New York communities Average Prices sold, days on the market for the past 30 days, quarter, year to date and previous years Buffalo Niagara Falls Real Estate & Home Sales regularly produces Market Reports for you to review. Here is a summary of the Market Reports for 2008: Cheektowaga/Depew/Lancaster Cheektowaga NY Single Family Homes Market Report 2007 Cheektowaga NY Single-family home Marke...
Western New York Home Improvements Worth Doing…
2008-04-15 22:58:00
Everyone is wondering if they should do certain to the Western New York home before they list it.  Not always the smartest or best use of your time and money.  There are so many factors that go into is this the decision to improve your Western New York home.   The first reason you should make these enhancements is for your enjoyment of the property.    Secondary is about resale value and what you may net from that return when you sell your Western New York home.  Read also:  Putting your money into the wrong type of improvement, you won’t get your money back or worse lose value in the buyers eyes.  The payback will be better on improvements that are in demand and conform to neighborhood standards. Adding a second bathroom in a neighborhood where most homes have two bathrooms will give a high return on investment.  Adding a huge addition might not pay back very well. Likewise, the popularity of a project will factor into how much it pays back. An improvement he...
Should I do a Short Sale in Western New York
2008-04-15 17:02:00
 Guest Author:  David Podgursky As a Mortgage Professional, I get calls and emails all the time from worried homeowners wondering if they should start Short Sale Proceedings. There are a few ways to decide whether it is worth it or not in Western New York.  You see… a Short Sale is a method for reducing your debt.  It is NOT Free though.  It has its costs and they are not all short term. The most obvious negative effect is to your Credit.  A Short Sale is a “derogatory”.  That means that you will have significant damage done to your credit. Even though a Short Sale is not nearly as bad for your credit as a Foreclosure, it will nevertheless stay on your file for years and will affect: The Interest Rate on your next house The Finance Price or Lease Payment on your next car Your ability to Rent an Apartment Your ability to get a credit card Your ability to get a Business Loan This is why it is important to figure out whether you really, really, really need on...
How to advertise your Western New York home!
2008-04-15 03:44:00
Want to sell you home for top dollar and fewest days on the market? Good news, we have the same objective!  A short meeting with me, could save you MONTHS of aggravation!  Marking your home for sale is not just put it on the MLS and that is it.  It takes a lot of effort that many Real Estate professionals just don’t do.   It starts with the pricing of your home for sale and then the Real Estate advertising of your home for sale.  Advertising Real Estate is changing dramatically with technology.  We can tell you what does not work today to advertise your home for sale in Western New York: Magazine Ads - They do not work. Pick up a real estate magazine and compare it to one from a year ago.  Notice how much smaller these ads are, as agents stop throwing away money because it does not work in getting homes sold.   Print Ads - They do not work. You’ve seen the full page ads in the Buffalo News and the Niagara Gazette. It is a recruitment tool for the office t...
April 2008 Homes For Sale Between $500,000 - $750,000 in Western New York
2008-04-14 02:33:00
What are the homes for sale in Western New York is a popular question to both buyers and sellers in WNY.   The WNY market continues to offer the best priced single-family homes in the nation. What has sold and how much are also the most popular questions we receive.  Homes for Sale in Western New York between $500,000 - $750,000 as of April 13, 2008 are as follows: There are currently 11 pending and 83 active single-family homes in this price range with an average list price $614,725 with the highest list price $749,900 and the lowest list price in this range is $509.900. In the past 30 days there have been 5 closed sales averaging $537,000 spending an average of 67 days on the market (DOM).  Highest sold for $595,000 (124 DOM) and the lowest sold for $500,000 (9 DOM) Year to date there have been 16 homes sold in this price range averaging a sales price of $544,746 and spending 81 days on the market.  Highest sold for $708,100 (248 DOM) and lowest in this range sold for $470,...
Happy Dyngus Day Western New York! Another great reason to live in WNY!
2008-03-24 06:01:00
Happy Dyngus Day! “Everybody’s Polish On Dyngus Day!”   Buffalo NY is the largest collection of festivities anywhere to celebrate the Polish tradition of Dyngus Day. Dyngus Day celebrates the end of the often restrictive observance of lent and the joy of Easter. This is a Polish experience not matched anywhere else in the United States. Spring has sprung in Western New York. And with Spring comes the thoughts of romance. There are all sort of ways for boys to meet girls. But, this one takes the cake. Sprinkling or drenching with water is your goal. Chase after the ladies with squirt guns, buckets, or other containers of water. The more bold and gallant boys, may choose to use cologne. Hitting (gently, please) the ladies on the legs with switches or pussy willows is also common.
Buyer Assistance Programs in Western New York
2008-03-21 15:19:00
There are times that potential home owners need assistance in purchasing a home in Western New York. But where does one start to look for that assistance? Here is a resource list of programs available to Western New Yorkers. Know about a program that is not listed here? Please let me know so I can add it! Down Payment Assistance and Mortgage Assistance Programs: HART - Allows you to buy a home with no money down. Nehemiah - Buy with no money down when combined with an FHA loan. Neighborhood Gold - Allows to buy a home with no money down. Bad Credit Loans - These types of mortgages are for individuals with: Bankruptcy in the last 2 years, Foreclosure in the last 3 years, Low credit scores below 620 Highland Community Revitalization Committee, Inc. in Niagara Falls. Contact their Director, William Dunn email him at: wdunn338@msn.com call at (716) 282-2325 FHA Loans - Government insured - allow you to buy a home with only a 3% down. VA Loans - If you are a veteran,...
Our BLOG has moved to www.BuffaloNiagaraRealEstateHomeSales.com
2008-02-26 03:32:00
We are proud to announce that all our articles have been moved to: www.BuffaloNiagaraRealEstateHom-eSales.com     Some of our Recent Posts:   Valentine?s Day In Niagara Falls Need your hair cut in Youngstown NY? Stop by and visit Dan the Barber! Buffalo Niagara?s Alternative to Home Demolition Wheatfield NY Single Family Home Sales Market Report - February 2008 DeVeaux Single Family ...
High Rate Of Foreclosure In Rural Aeres Of Western New YORK
2008-02-15 13:19:00
The rural portions of Western New York, that is the area from Lakewood and Frewsburg to Gasport and LeRoy, is suffering most due to the meltdown of subprime mortgage. According to a review made by the Buffalo News on Federal Reserve information, the counties of Wyoming and Allegany have a 50 percent higher foreclosure rate ...
Real Estate Explained | Deed In Lieu of foreclosure
2008-01-29 01:13:00
Deed-in-lieu may not be right for you-- but there are plenty of other options out there! Call Carl DeFranco today at (716) 990-3228 to find out more about Deed in Lieu of Foreclosure and how it may assist you in getting out of trouble.
WNY School & Business Closings
2008-01-22 11:42:00
January Thaw in WNY is over, and the bitter cold has reappeared in Western New York. The snow is flying and you are wondering “Do we have school” or is work closed today? Here are a couple of resources to find that answer: NBC - WGRZ Closing CentralBuffalo Weather BLOGABC Weather ForecastABC Closing Lists Read Also: WNY ...
A Social Network for Western New Yorkers
2008-01-21 00:58:00
Come join the new Social Network for Western New Yorkers! Created for you to share photos, videos and exchange ideas about Western New York. This is your community, come help build it! Come join Western New York Central today!Find more photos like this on WNY Central
Why Use Hard Money?
2008-01-19 16:16:00
Why people use Hard Money? There is a general misconception that hard money is an opportunity of last resort for people who have, or want to have, an interest in real estate. After all, the rates are higher, terms shorter. That is a truth-but not the whole truth. Savvy investors use hard money to their great advantage. Except ...
Western New York - January 17, 2008
2008-01-18 05:54:00
Welcome to the January 17, 2008 edition of Western New York Blog Carnival. Being the first edition, it appears that I failed to get the right amount of attention to this new Carnival. I will fix that with the next edition… There were only two submissions to the Carnival. Congratulations Niagara Falls on Making MSN’s Top 10 ...
WNY Community Links
2008-01-16 21:08:00
Hard to believe that there are already 70+ articles on the site. Here is a List of Topics for Western New York Real Estate & Mortgage. Your Real Estate Experts: Carl DeFranco Colleen Kulikowski Your WNY Real Estate Resource: Buyer Tips credit report Fair Housing WNY Real Estate WNY Real Estate Terminology WNY Realtor FHA First Time Home ...
Western New York Attracts Overseas Property Investors
2007-11-19 08:57:00
Western New York Real Estate is offering extreme value for money for overseas property investors. One UK based agency has now sold over 100 Western New York homes to UK investors who are keen to get in on the action. Homes are available from only £10,000 and coupled with a strong pound the state is proving irresistible.
Southern California Wants To Be Western New York Lyrics | Dar Williams Arti
2007-11-16 00:00:00
Title Song : Southern California Wants To Be Western New York LyricsArtist Band Name : Dar WilliamsThere's a part of the country could drop off tomorrow in an earthquake, Yeah it's out there on the cutting edge, the people move, the sidwalks shake And there's another part of the country with a land that gently creaks and thuds, Where the heavy snows make faucets leak in bathrooms with free-standing tubs They're in houses that are haunted, the with kids who lie awake and think about All the generations past who used to use that dripping sink And sometimes one place wants to slip into the other just to see What it's like to trade its demons for the restless ghost of Mrs Read More : Get other song Lyric.Get many music song lyrics Artists bands :
Where is Phillip of Western New York
2007-08-11 00:20:00
What ever happened of Phillip of Western New York? He posted on just about every question on this forum and now he has disappeared. Was land lording too much for him and he got out of the business?
Western New York Will Sizzle July 28
2007-08-06 05:31:00
There is still a buzz in the air around Lancaster Raceway Park resulting from the epic party Kumho Street…
Krinkles set up shop in Western New York
2007-07-07 04:58:00
Angelic Dreamz of Canadaigua, NY, features the complete line of Krinkles by Patience Brewster."Our store was founding in 1993, we originated in Miami Beach, Fl and after 20 years of Florida living, and putting up with endless hurricanes we decided to move away from the coast and scoured the country for an ideal place. We settled on Canandaigua, New York. Settling into a 130 year old historic Firehouse, in the beautiful Finger Lakes regions of western NY, it was our ideal location. Canandaigua is a historic lake town on the edge of Lake Canandaigua. Our store features the entire line of both Krinkles and D56 Villages." Last year Patience Brewster made a personal appearance at our store. She will be making another appearance and signing this year at our Christkindl Market at the Granger Homestead here in Canandaigua, where we will be presenting Patience as well as hundreds of Krinkles items during the event. She will be present on Nov. 10th from 2-4pm to autograph ornaments and fig...
Farmer bar, fields and orchards, western New York state
2006-01-03 05:10:00
Went to a Farmer bar in upstate NY a few nights back. A Chinese marine said that he was going to kill me because he thought that I did not believe that he was the brother of a caucasian woman. "She is my sister, we just have different parents." He seemed far too concerned about this for me to tell him that I simply did not care. So I just looked at him. I suppose that this was not sufficient because I had to arm wrestle his marine buddies......for honor, maybe? I dont know. So I arm wrestled them out. Fared well against a fat one but lost fairly against their leader. They were an all right bunch of meatheads.At least marines seem to have some degree of passion about being hired killers. I have yet to meet a marine that said he joined solely to recieve money for college or some other such nonsense. I have also found that if I am conjenial with them that they will teach me a few of the skills of their trade. Like how to rip off noses, ears, eyeballs, and balls; how to break elbows, fi...
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