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Personal Finance

What a 9-Year-Old Can Teach You About Selling
2012-06-01 08:36:00
I recently read a study that confirmed my suspicion that most people don’t remember what we present to them in a sales call. The data suggested that the average buyer in a meeting will only remember one thing?one!?a week after your meeting. Oh, and by the way: You don’t get to choose what that one ...
Take Control of Your Finances (Part 2)
2012-05-23 14:23:00
Last week, I shared the first 4 steps to taking control of your finances. This week my article continues with 2 more steps: 5. Take stock and move money around.††Target the expenses you can have an immediate effect on. These likely include the monthly grocery bill, eating†out,†and ? believe it or not ? your tax ...Original Post on www.thesunsfinancialdiary.com Special Promotional OffersScottrade 3 Commission Free TradesBritish Airways Visa Signature Card 100,000 Bonus PointsChase Freedom Card $200 BonusCiti Dividend Select Platinum Card $100 BonusCitibank Checking Account $400 Bonus Promotion Take Control of Your Finances (Part 2)
American Express Green Business Rewards Card 5,000 Points Promotion
2012-05-23 05:06:00
Here’s another choice if you are looking for a business credit card with rewards. A couple of weeks ago, I wrote about a business card offering from Citibank, the CitiBusiness ThankYou Card, that allows new card members to earn $150 as a bonus after meeting the spending requirement. It’s quite common these days for card ...Original Post on www.thesunsfinancialdiary.com Special Promotional OffersScottrade 3 Commission Free TradesBritish Airways Visa Signature Card 100,000 Bonus PointsChase Freedom Card $200 BonusCiti Dividend Select Platinum Card $100 BonusCitibank Checking Account $400 Bonus Promotion American Express Green Business Rewards Card 5,000 Points Promotion
Take Control of Your Finances (Part 1)
2012-05-17 14:26:00
It?s easy to fall into the trap of thinking that bringing more money in will solve your financial struggles, but it?s important to remember that those supposed ?added? funds come with their own price tag. Make more money, you?ll pay more in taxes. Work more hours to bring in more pay, you lose valuable time ...Original Post on www.thesunsfinancialdiary.com Special Promotional OffersScottrade 3 Commission Free TradesBritish Airways Visa Signature Card 100,000 Bonus PointsChase Freedom Card $200 BonusCiti Dividend Select Platinum Card $100 BonusCitibank Checking Account $400 Bonus Promotion Take Control of Your Finances (Part 1)
The Damaging Political Effects of Rising Gas Prices
2012-05-16 16:58:00
It has long been observed in American politics that prices at the pump can have a huge impact on votes at election time. When gas prices rise dramatically near campaign time, the party challenging the one currently in power tends to gain the upper hand, particularly when its candidates can claim they know how to lower gas prices again. Right now, because of the current demand for gas for American consumers and businesses, and because of tensions in Iran and the rest of the Middle East, gas prices are skyrocketing. By the summer of 2012, it’s estimated that prices will be over $5 per gallon. Analysts … [visit site to read . . . → Read More: The Damaging Political Effects of Rising Gas Prices
How to Cut Your Phone Bill
2012-05-14 07:34:00
1. Don?t automatically buy from the company store.Two-thirds of cell phones are bought at carrier stores, but our reporting suggests prices there can be higher than at warehouse stores, mass merchandisers such as Walmart, and electronics stores such as RadioShack. In fact, a carrier?s walk-in stores can be even pricier than the company?s own website. ...
No More Trips to the Bank
2012-05-08 14:25:00
Well, almost. A while ago, shortly after we moved from New Jersey to Virginia, I wrote a post on why we still bank with Bank of America. In that article, I listed a few reasons for staying with the bank when there were a lot of talks about moving away from big banks such as ...Original Post on www.thesunsfinancialdiary.com Special Promotional OffersScottrade 3 Commission Free TradesBritish Airways Visa Signature Card 100,000 Bonus PointsChase Freedom Card $200 BonusCiti Dividend Select Platinum Card $100 BonusCitibank Checking Account $400 Bonus Promotion No More Trips to the Bank
How to Transfer Money Between Banks
2012-05-08 07:58:00
How to Transfer Money Between Banks is a post originally published on: Everything Finance - Everything Finance - Its all about Money!You may need to transfer money between bank accounts if you have money in two different banks.† There are several ways to do this beyond the obvious of driving to one bank, withdrawing the money and then depositing it at the other bank.† Which way works best for you depends on how quickly you need ...Get a free mortgage quote!
Citi Business ThankYou Card $150 Bonus
2012-05-02 13:55:00
In the past, I have wrote about different versions of credit cards from Citibank that offer cardholders ThankYou Points as rewards, including ThankYou Preferred Card and Premier Card, which I own. Those are the cards for people with excellent credit who are looking for credit cards with decent rewards. With those Citi ThankYou cards, members ...Original Post on www.thesunsfinancialdiary.com Special Promotional OffersScottrade 3 Commission Free TradesBritish Airways Visa Signature Card 100,000 Bonus PointsChase Freedom Card $200 BonusCiti Dividend Select Platinum Card $100 BonusCitibank Checking Account $400 Bonus Promotion Citi Business ThankYou Card $150 Bonus
How to Avoid Check Bouncing Charges
2012-04-30 07:38:00
How to Avoid Check Bouncing Charges is a post originally published on: Everything Finance - Everything Finance - Its all about Money!If you write a check or pay a bill electronically from your checking account but do not have sufficient funds to cover that check, you will be charged a non-sufficient funds (NSF) fee which often ranges from $20 to $30, depending on your bank or credit union.† In addition, the person you gave the bounced ...Get a free mortgage quote!
Buy Instead of Renting When You Have the Down Payment
2012-04-30 06:54:00
After looking at all the costs involved in buying house, you may have begun to have second thoughts: Perhaps, it is better to rent a home. Real estate in most areas today is not a top investment compared with investment securities. “You’re not going to get a 30 percent return on your house,” said Steve ...
STUDENT LOAN FORGIVENESS ACT OF 2012
2012-04-26 18:01:00
With student loans in the United States accumulating to over $1 Trillion USD there's very little room left under the rug to hide the reality. The increasing cost of higher education coupled with the terrible job market has become the perfect storm condition that hass allowed student loan debt to rise higher than American credit card debt. That being said, Representative Hansen Clarke of Michigan has just introduced H.R. 4170, the Student Loan Forgiveness Act of 2012, in the House of Representatives--legislation designed to lend a helping hand to those struggling under massive amounts of student loan debt. Folks interested in the bill and its details can check it out in its entirety here or visit SignOn.org to learn more about spreading the word.
Top 10 Money Management Tips for College Students
2012-04-25 07:09:00
Top 10 Money Management Tips for College Students is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Your first year in college, you will learn a lot, both academically and personally.† You should also be learning quite a bit financially.† How you conduct your finances for the next four years while you are in college can determine in part what type of lifestyle you will have when you graduate.† If you are ...Get a free mortgage quote!
How to Open a Bank Account
2012-04-18 07:39:00
How to Open a Bank Account is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Opening a bank account is a rite of passage for any teenager who is earning income.† It is the first step in the process of becoming financially independent and may be followed by obtaining a credit card a few years later. If you or your teenager are planning to open a bank account, here are ...Get a free mortgage quote!
How Honesty Pays You Back
2012-04-17 14:23:00
The truth may indeed set you free, but it can help improve you bottom line, too, in very real ways. From honesty with others to ?fessing up and coming clean with yourself, here are just a few of the specific ways that owning up to the truth will not only leave your conscience clean but ...Original Post on www.thesunsfinancialdiary.com Special Promotional OffersScottrade 3 Commission Free TradesBritish Airways Visa Signature Card 100,000 Bonus PointsChase Freedom Card $200 BonusCiti Dividend Select Platinum Card $100 BonusCitibank Checking Account $400 Bonus Promotion How Honesty Pays You Back
British Airways Visa Card 100,000 Avios Points Promotion
2012-04-12 21:40:00
[This is an updated offer from Chase for its British Airways Visa Signature Card. For a limited time you can earn up to 100,000 Bonus Avios Points with the current promotion.] If you travel a lot with British Airways, then the British Airways Visa Signature Card will help you rack up rewards points with the ...Original Post on www.thesunsfinancialdiary.com Special Promotional OffersScottrade 3 Commission Free TradesChase Sapphire Preferred Card 50,000 Bonus PointsChase Freedom Card $200 BonusCiti ThankYou Premier Card $655 BonusCiti Dividend Select Platinum Card $100 BonusCitibank Checking Account $100 Bonus Promotion British Airways Visa Card 100,000 Avios Points Promotion
One more way to save on taxes (and help a child in the process)
2012-04-12 15:30:00
Okay, we’re really getting down to the wire now, with just one week left to file your taxes on time. This year you actually have until April 17th because the 15th falls on a Sunday and the 16th is Emancipation Day, a holiday that is celebrated in Washington, D.C. But still, we’re talking a matter of days left. And yet I have one more way for you to keep additional money away from Uncle Sam while helping a kid in your life. It’s called a Coverdell ESA, and it shares a lot in common with some of the other tax shelters I’ve been telling you about in recent columns. Only this . . . → Read More: One more way to save on taxes (and help a child in the process)
ETF Tax Forms and Tax-Free Alternatives
2012-04-06 18:10:00
April is here, which means warmer weather for most of us. Unfortunately, it also brings income tax time. This year you get an extra day to procrastinate since April 15 falls on Sunday. A small consolation, but I’ll take it. As an ETF investor you have some advantages in the tax department, but you aren’t completely off the hook. Today I’ll give you some links to helpful information, update you on a type of tax-friendly ETF, and shed some light on those mysterious “K-1″ forms you may be dreading. Stay Informed April 15 is almost here! Let’s start with some references that may come in handy as . . . → Read More: ETF Tax Forms and Tax-Free Alternatives
Discover Student Card $25 Bonus
2012-04-06 04:23:00
The first ever credit card I got was a student card that I applied for using those credit card application forms commonly found on college campuses 16 years ago. Since I had never had a credit card before, there wasn’t any credit history of me at all to be based on for the credit decisions. ...Original Post on www.thesunsfinancialdiary.com Special Promotional OffersScottrade 3 Commission Free TradesChase Sapphire Preferred Card 50,000 Bonus PointsChase Freedom Card $200 BonusCiti ThankYou Premier Card $655 BonusCiti Dividend Select Platinum Card $100 BonusCitibank Checking Account $100 Bonus Promotion Discover Student Card $25 Bonus
?What about near-term tax hikes on dividends?? and other important question
2012-04-05 14:27:00
Although the next Presidential election is still eight months away, a lot of investors are already asking me about possible changes that could come shortly afterward — especially the possibility of higher taxes on dividends starting in 2013. So today, I want to address that issue and also deal with a few other important inquiries on dividends that I’ve been getting lately. First, the elephant in the room … “What would happen if taxes go up on dividend payments? Would investors flee the sector? And would companies get stingier?” As I explained a few weeks ago, most dividend payments currently get favorable tax treatment through this year because of the 2010 . . . → Read More: ?What about near-term tax hikes on dividends?? and other important questions ?
Hiring a CPA for Our Taxes
2012-04-03 14:22:00
For years, I have done our tax returns myself using tax preparation software from Intuite or H&R Block. The reason for not using a CPA for our taxes wasn’t about a few hundred dollars we have saved by filing our taxes ourself, but that with software tools like TurboTax and TaxCut, I felt that we ...Original Post on www.thesunsfinancialdiary.com Special Promotional OffersScottrade 3 Commission Free TradesChase Sapphire Preferred Card 50,000 Bonus PointsChase Freedom Card $200 BonusCiti ThankYou Premier Card $655 BonusCiti Dividend Select Platinum Card $100 BonusCitibank Checking Account $100 Bonus Promotion Hiring a CPA for Our Taxes
MINIMUM WAGE CRISIS
2012-04-02 16:00:00
Looks like there won't be a mass uprising for a raise of the American minimum wage soon. Why? Because Americans are just too busy working to afford the most basic of necessities--housing! According to an infographic based on statistics from the National Low Income Housing Coalition workers have to toil for up to hundreds of hours to afford decent housing (a 2-bedroom unit at fair market rent) under minimum wage. Some of the frightening numbers include 136 hours in New York, 130 hours in California and a whopping 175 hours in Hawaii! Keeping in mind that there are only 168 hours in a week, these statistics are pretty out of this world!
The Quitter Generation?
2012-03-31 08:22:00
~ Kim Kiyosak i~ Are we training our kids today to be quitters? Are we teaching them when a tough problem arises or when things don?t go as planned, to simply quit? How often in your life would you like a ?do-over?? ?Wow, I really screwed up on that, I think I?ll take a do-over ...
LARGEST JACKPOT IN U.S. HISTORY
2012-03-30 16:55:00
The Mega Millions lottery jackpot has reached $540 Million USD (half a billion dollars) and folks are lining up for a chance to win the largest sum in U.S. history! Just to put things into perspective an article in the San Francisco Chronicle breaks down the numbers. $540 Million translates into $389 Million after taxes, with about $23 Million going directly to the state of the winning ticket holder. Entertainment or funding during bad economic times? Do the math.
One huge reason to consider a Roth IRA
2012-03-30 15:15:00
Last week, I went over the major advantages and differences among the various types of Individual Retirement Accounts (IRAs) available to investors. But today I want to dig a little deeper into one particular aspect of Roth IRAs that makes them really attractive to anyone planning on leaving money to an heir. It all starts with something I said in my last column — namely, that unlike their traditional brethren, Roth IRAs do not require you to EVER begin taking minimum distributions. In fact, as long as you keep earning income (or alimony) you can continue contributing. What that means is that you can leave every single penny of your Roth IRA intact for your designated beneficiary. That . . . → Read More: One huge reason to consider a Roth IRA
4 easy ways to build your credit score
2012-03-29 22:54:00
4 easy ways to build your credit score is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Having an excellent credit score is like being an MVP in the NBA?only a few ever get the distinction but it?s highly coveted. Building your credit score will help you save lots of money in the long run by getting lower interest rates on credit cards, car loans and mortgages. If you have a good ...Get a free mortgage quote!
Easy & Inexpensive Audit Preparedness
2012-03-27 13:43:00
Ugh! I just wrapped up a full audit. And, let me tell you, it was awful. It drug on for over 6 months. It costs me literally countless hours spent on hold over the phone. It required a lot of effort on my part to remedy errs, and not my own either. Time and time ...Original Post on www.thesunsfinancialdiary.com Special Promotional OffersScottrade 3 Commission Free TradesChase Sapphire Preferred Card 50,000 Bonus PointsChase Freedom Card $200 BonusCiti ThankYou Premier Card $655 BonusCiti Dividend Select Platinum Card $100 BonusCitibank Checking Account $100 Bonus Promotion Easy & Inexpensive Audit Preparedness
Consider Helping Your Child Open a Roth IRA
2012-03-27 07:08:00
Consider Helping Your Child Open a Roth IRA is a post originally published on: Everything Finance - Everything Finance - Its all about Money!This post is part of the Roth IRA Account Movement happening all across the personal finance blogosphere today. If you have a child, one of the best things you can do for them is to teach them how to be financially savvy and how to save for their future.† Even if the kids branch out ...Get a free mortgage quote!
Some of My Favorite Tax Shelters
2012-03-26 19:07:00
In last week’s column, I talked about the tax treatment of various types of dividend payments … and toward the end, I said you could avoid most of the issues by investing in a tax shelter. I realize that when a phrase like “tax shelter” comes up, most people think of shady businesses … secret bank accounts on tropical islands … or other sophisticated schemes. But the reality is that plenty of tax shelters are available to all of us — and there is simply nothing suspicious or illegal about them. Take Individual Retirement Accounts, or IRAs. Nearly everyone has heard of them, loads of Americans use them to save and invest, and yet they ARE, technically speaking, . . . → Read More: Some of My Favorite Tax Shelters
Stay Comfortable, Stay Stuck
2012-03-23 07:20:00
~Kim Kiyosaki~ I?m working out at my gym last week and I notice one of the trainers, Mark, talking to a police officer dressed in full uniform, gun and all. I asked him if she was going to train with him. He shook his head in frustration and said, ?She?s been coming in and talking ...
Open Kids Savings Account
2012-03-22 13:26:00
There’s a long tradition in China during the Lunar New Year celebration that, in addition to eating dumplings and getting new clothes, parents, grandparents, or even relatives give children red envelopes containing a small amount of money. The money is for the whole year since parents usually don?t give kids any extra allowance during the ...Original Post on www.thesunsfinancialdiary.com Special Promotional OffersScottrade 3 Commission Free TradesChase Sapphire Preferred Card 50,000 Bonus PointsChase Freedom Card $200 BonusCiti ThankYou Premier Card $655 BonusCiti Dividend Select Platinum Card $100 BonusCitibank Checking Account $100 Bonus Promotion Open Kids Savings Account
3 Advantages to Using Direct Deposit
2012-03-21 06:06:00
3 Advantages to Using Direct Deposit is a post originally published on: Everything Finance - Everything Finance - Its all about Money!If your employer offers direct deposit (and most do these days) there are several advantages to using it.† In fact, direct deposit is not only beneficial to you, the employee, but also to your employer because it saves them time and resources printing and distributing paper checks. Here are three reasons why you may want ...Get a free mortgage quote!
Deciding on Fun Money in a Marriage
2012-03-15 23:50:00
Deciding on Fun Money in a Marriage is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Fun money, play money, blow money?whatever you want to call it, it stands for money that you and your spouse get to spend on whatever you want?no questions asked. A lot of couples with tight budgets tend to agree that each spouse should have a little bit of money to do what they please. Perhaps ...Get a free mortgage quote!
American Express Blue Cash Preferred Card $150 Bonus
2012-03-09 13:58:00
Early last year American Express replaced its Blue Cash card with the new Blue Cash Everyday Card. The Blue Cash Everyday Card†offers cardholders rebates for everyday purchases, such as 3% cashback at supermarkets, 2% at gas stations and department stores,†and 1% everywhere else. †And just like the old card, the Blue Cash Everyday Card has ...Original Post on www.thesunsfinancialdiary.com Special Promotional OffersScottrade 3 Commission Free TradesChase Sapphire Preferred Card 50,000 Bonus PointsChase Freedom Card $200 BonusCiti ThankYou Premier Card $655 BonusCiti Dividend Select Platinum Card $100 BonusCitibank Checking Account $100 Bonus Promotion American Express Blue Cash Preferred Card $150 Bonus
Chase United Mileage Plus Explorer Card 40,000 Bonus Miles Promotion
2012-03-05 19:14:00
Chase has recently redesigned its†United Airlines credit card,†replacing the old MileagePlus†Card with the new†Chase United MileagePlus Explorer Card, an airline credit card that now allow cardholders to earn rewards with either Untied or Contenental. †Contenental and United have recently merged to form a new company called United Contenental, so with this new card, you are ...Original Post on www.thesunsfinancialdiary.com Special Promotional OffersScottrade 3 Commission Free TradesChase Sapphire Preferred Card 50,000 Bonus PointsChase Freedom Card $200 BonusCiti ThankYou Premier Card $655 BonusCiti Dividend Select Platinum Card $100 BonusCitibank Checking Account $100 Bonus Promotion Chase United Mileage Plus Explorer Card 40,000 Bonus Miles Promotion
EverBank Yield Pledge Checking Account Now Offers 1.05% Bonus Rate
2012-03-05 15:19:00
I have been a customer of†EverBank Money Market Account for a while now. †The reason for getting yet another savings account while already owning a few of them was that I considered it as one of the highest yield savings accounts out there. In an environment where banks have been slashing interest rates for years, ...Original Post on www.thesunsfinancialdiary.com Special Promotional OffersScottrade 3 Commission Free TradesChase Sapphire Preferred Card 50,000 Bonus PointsChase Freedom Card $200 BonusCiti ThankYou Premier Card $655 BonusCiti Dividend Select Platinum Card $100 BonusCitibank Checking Account $100 Bonus Promotion EverBank Yield Pledge Checking Account Now Offers 1.05% Bonus Rate
ETFs Coming to a 401(k) Near You!
2012-03-01 17:25:00
Once upon a time, American companies took care of their workers — before retirement and after. Big employers offered generous pension plans guaranteed for life. Those days are long gone. We’ve moved from a world of “defined benefit” to “defined contribution.” In English, that means “You’re on your own!” Plans like the 401(k) are called “defined contribution” because your retirement income depends how much money you contribute to your account … and how well you invest it. The good news: ETFs are changing your retirement options just like they’ve changed the investment landscape. And the biggest changes are still to come. 401(k) investors are often left stranded. But there’s another factor as well, in the form of . . . → Read More: ETFs Coming to a 401(k) Near You!
Another idiotic decision on Social Security
2012-02-29 19:22:00
It’s no secret that I’m a harsh critic of the Social Security program, including the very way in which it was constructed back in the 1930s. More importantly, I’m an even harsher critic of the way our lawmakers have systematically mismanaged decisions related to the program – especially in recent years. But I have to tell you: Even I am continually shocked by how much worse government officials can make things, and how much farther down the road they’re willing to kick the can. In case you can’t guess, I’m talking about the fact that Congress has now passed the “Middle Class Tax Relief and Job Creation Act of 2012.” Oh, sure, it sounds magnanimous enough . . . → Read More: Another idiotic decision on Social Security
American Express Premier Rewards Gold Card 25,000 Points Promotion
2012-02-28 15:23:00
Now you can earn Membership Rewards Points even faster with the American Express Premier Rewards Gold Card. The new card allows you to buy the things you need and get rewarded with the things you want at the same time. Membership Rewards Here’s how it works. With the AMEX Premier Rewards Gold Card, you can ...Original Post on www.thesunsfinancialdiary.com Special Promotional OffersScottrade 3 Commission Free TradesChase Sapphire Preferred Card 50,000 Bonus PointsChase Freedom Card $200 BonusCiti ThankYou Premier Card $655 BonusCiti Dividend Select Platinum Card $100 BonusCitibank Checking Account $100 Bonus Promotion American Express Premier Rewards Gold Card 25,000 Points Promotion
American Express Prepaid Card $25 Bonus Promotion
2012-02-23 13:02:00
In recent years, debit card transactions have soared as more and more consumers switched from traditional credit cards to debit cards after the financial crisis that started in late 2007, which eventually led to the recession. In addition to the fact that credit has become harder and harder to obtain since then, many people were ...Original Post on www.thesunsfinancialdiary.com Special Promotional OffersScottrade 3 Commission Free TradesChase Sapphire Preferred Card 50,000 Bonus PointsChase Freedom Card $200 BonusCiti ThankYou Premier Card $655 BonusCiti Dividend Select Platinum Card $100 BonusCitibank Checking Account $400 Bonus Promotion American Express Prepaid Card $25 Bonus Promotion
Best Stock Brokers for IRA Account
2012-02-20 14:33:00
As you have already known the 2011 tax deadline is April 17th, which means it’s not only the due date to file 2011 income taxes, but also the†last day to make 2011 IRA contributions and take advantage of last year’s tax deduction, if eligible, not to mention saving for the future. So if you are ...Original Post on www.thesunsfinancialdiary.com Special Promotional OffersScottrade 3 Commission Free TradesChase Sapphire Preferred Card 50,000 Bonus PointsChase Freedom Card $200 BonusCiti ThankYou Premier Card $655 BonusCiti Dividend Select Platinum Card $100 BonusCitibank Checking Account $400 Bonus Promotion Best Stock Brokers for IRA Account
$100K IRIDIUM RAZOR
2012-02-16 18:12:00
Presenting what may very well be the Maybach of shaving tools. The Zafirro Iridium is a $100,000.00 USD Sapphire-bladed razor meant to last a lifetime. Not to mention the 20 years of service included with the razor's purchase and you could say this thing is the Woodrow Wilson of men's accessories (see the 28th president of the United States baller bill below for reference). But after a bit of math and comparison to say, a Gillette Fusion Pro-Glide 4-Pack from Target department stores, we want to point out that not everything that's "iridium" is gold! Check out our makeshift breakdown:
HOME BILLBOARD
2012-02-14 15:27:00
Marketing company, Braniacs From Mars, is offering home owners monthly stipends of $2000 USD for painting over your house and turning it into a billboard. Though we can't really comprehend why anyone would want to do this, we're not ruling out the necessity for extra household income, especially during this volatile job market with foreclosures running rampant! Interested home owners can submit a home billboard application here. Not a bad way to handle that pesky mortgage!
Simple Steps to a Better Retirement Plan
2012-02-07 16:13:00
In a couple days, I’ll be heading down to Orlando to attend the 2012 World MoneyShow. I always enjoy my time at this annual event because it gives me a chance to interact with other investors on a more personal level. I get to hear what they’re thinking about … to discuss the investments they’re using … and to talk more about the challenges and opportunities that they’re facing. For the third year in a row, I’ll also be sharing some of my big-picture ideas, strategies, and investing ideas in a special workshop. And if you’re planning on coming to the show, I hope you’ll attend! Of course, either way, I wanted to give you a . . . → Read More: Simple Steps to a Better Retirement Plan
OUTSOURCING COLLEGE EDUCATION
2012-01-31 07:43:00
Foreign Policy magazine recently published an eye-opening article about the economic value of an education abroad. What they did was compare the median cost of one year of an American undergraduate education ($9,000 USD) with that of an average international one ($4,000 USD). While money wasn't the only factor explored (there's also the question of quality, of course), the article does point out some rather startling examples, like how even though South Africa's University of Cape Town has a higher QS ranking than The University of Notre Dame, attending the latter is a whopping $32,000 USD more. Incredible! Check out the full piece here.
PenFed Platinum Cash Rewards Card Reduces Rewards, Again
2012-01-30 13:08:00
Exactly one year ago this time, shortly before I got the card myself, I wrote about how PenFed was about to reduce the rewards that it offers through its Visa Platinum Cash Rewards Card. On March 1, 2011, rewards for†PenFed Visa Platinum Cash Rewards Card cardholders on grocery shopping was cut in half, from 2% ...Original Post on www.thesunsfinancialdiary.com Special Promotional OffersScottrade 3 Commission Free TradesChase Sapphire Preferred Card 50,000 Bonus PointsChase Freedom Card $200 BonusCiti ThankYou Premier Card $655 BonusCiti Dividend Select Platinum Card $100 BonusCitibank Checking Account $400 Bonus Promotion PenFed Platinum Cash Rewards Card Reduces Rewards, Again
FEDEX SCAM
2012-01-26 18:29:00
We were recently informed about a scam involving FedEx that's been making rounds and alerting watchdogs. The scheme involves getting a hold of a person's checking information and swiping $500 to open up a new FedEx account. Then there's another jux (possible supplement) that involves receiving an anonymous check for a large sum that's addressed to and from unknown parties. The goal is to entice the receiver to cash it so that it bounces and their account info gets snagged. Watch out for both!
Citibank Checking Account $100 Bonus Promotion
2012-01-24 23:27:00
In case you are shopping for a checking account, Citibank is currently running a promotion for its checking account that comes with a promotional bonus up to $100. The promotion runs for a full year, from now to December 31, 2012. During the promotion period, if you open a Citibank checking account, you could receive†up ...Original Post on www.thesunsfinancialdiary.com Special Promotional OffersScottrade 3 Commission Free TradesChase Sapphire Preferred Card 50,000 Bonus PointsChase Freedom Card $200 BonusCiti ThankYou Premier Card $655 BonusCiti Dividend Select Platinum Card $100 BonusCitibank Checking Account $400 Bonus Promotion Citibank Checking Account $100 Bonus Promotion
Sites that Help You Lose Weight for Free
2012-01-18 01:55:00
Now that the new year is upon us, it?s time for all those well-intended resolutions. And for many of us that means trying to drop a few pounds or just making an effort to eat healthier. If you fall into one of these categories, keep reading! As with nearly everything else, even the business of ...Original Post on www.thesunsfinancialdiary.com Special Promotional OffersScottrade 3 Commission Free TradesChase Sapphire Preferred Card 50,000 Bonus PointsChase Freedom Card $200 BonusCiti ThankYou Premier Card $655 BonusCiti Dividend Select Platinum Card $100 BonusCitibank Checking Account $400 Bonus Promotion Sites that Help You Lose Weight for Free
Chase Freedom Card 5% Rewards Categories 2012
2012-01-05 14:36:00
Chase Freedom card was one of the credit cards I used very often, mostly at gas stations and grocery stores to get 3% cash back. I said “was” because now I don’t carry it in my wallet any more for the simple reason that the fixed 3% cash back rewards for gas purchases is no ...Original Post on www.thesunsfinancialdiary.com Special Promotional OffersScottrade 3 Commission Free TradesChase Sapphire Preferred Card 50,000 Bonus PointsChase Freedom Card $200 BonusCiti ThankYou Premier Card $655 BonusCiti Dividend Select Platinum Card $100 BonusCitibank Checking Account $400 Bonus Promotion Chase Freedom Card 5% Rewards Categories 2012
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